Deciding what type of insurance a business needs can be a slightly tricky process, and a costly one if not done properly. Business insurance can vary quite widely in terms of the different types of policies available, and it is important to only get what is needed and not pay for any insurance that is not appropriate. Having a specific plan can help guide any business owner down the right path.…
Read More »Tradies are some of the most important workers in all of Australia and keep society moving along by servicing needs related to lighting, plumbing, carpentry, construction and many more. It is unfortunate, then, that many tradies remain uninsured and consider insurance something for larger companies and home owners, not for individual tradies. The truth is that tradies insurance can save you a ton of money, especially when it comes to damage you incur on a site, and it can save you big headaches later on.…
Read More »Whether you run a small plumbing business with a few employees or operate as a sole trader, there’s much to consider when it comes to insurance. Not only do you have to safeguard your work to ensure minimum liabilities, but you’ll also want to consider additional risks like accidents on the job, defective products and wrongful advice. Here are some considerations when planning insurance for your plumbing business. Consider Your Core Plumbing Risks…
Read More »Worker’s compensation is a type of insurance plan that employers have and which covers the medical and other such expenses of their workers if they’re injured on the job. Filing for worker’s compensation is your right if you’ve been injured on the job, and only an attorney can tell you if you have a valid claim to this type of compensation. However, note a few misconceptions you should keep in mind about worker’s compensation and then discuss these with an attorney so you better understand your legal rights.…
Read More »When you own and operate any type of commercial truck, you need to carry certain forms of insurance and of course you don’t want to be too skimpy with the coverage you buy. You may think you’ll never get into an accident but even one supposedly minor collision can be costly in terms of damage to your truck and your cargo. While you want to carry certain insurance coverage and certain amounts, there are some ways to save on this coverage overall.…
Read More »As a landlord, it can financially hurt if your tenants don’t pay the rent. Luckily, there are ways to help avoid that scenario and insure you collect the rent. If you want consistent monthly rental income, check out these five tips: 1. Screen your tenants. Do not just rent out your investment property to the first person who shows up with a cheque for the deposit. Instead, make sure that you screen each applicant carefully.…
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